InvoKap
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Turn Your Invoices Into Instant Cash

InvoKap connects businesses and buyers through a secure, verified, and fully digital platform.

Buy Invoices Sell Invoices

How InvoKap Works

Register & Verify

Sign up as a buyer or seller and complete identity and business verification to unlock full access to the marketplace.

For Sellers

Upload unpaid invoices, set terms, and offer them to vetted buyers. Get offers or sell instantly via Direct Sale.

For Buyers

Browse discounted receivables, make offers or purchase directly through a transparent digital workflow.

Start Today

Open your account, explore real-time listings, and experience fast, secure invoice trading — 100% digital.

Platform Features

Verified Users

All users are manually or algorithmically verified to ensure marketplace trust.

Secure Payments

Payments go to a dedicated IBAN provided by a regulated Payment Partner. Funds are released after confirmation, signatures, and checks.

Real-Time Listings

Invoices are listed and updated in real-time for buyers to submit offers or purchase directly.

Use Cases

Whether you're a small business seeking liquidity or a buyer looking for short-term receivables opportunities, InvoKap supports a secure, traceable workflow.

Startups & SMEs

Get faster liquidity without loans or dilution by selling verified B2B invoices.

Buyers

Purchase vetted invoices from businesses and follow a secure, fully digital transaction process.

Sell Instantly With Direct Sale

A Direct Sale allows you to list an invoice at a fixed price — available for immediate purchase by verified buyers, without waiting for offers. This model is ideal if you need quick liquidity and want to skip the negotiation process.

Once submitted, your receivable is reviewed by our team and made visible to eligible buyers. The platform can display indicative discount information based on invoice parameters to support transparent pricing.

As soon as a buyer proceeds to payment, the assignment contract is generated. Funds are safeguarded, released and transferred to the Seller by the regulated Payment Partner after payment confirmation, both parties’ digital signatures, and objective platform checks. FINORYS SAS does not hold client funds and does not execute transfers.

No waiting, no bidding

Invoices can be purchased immediately based on the listing terms.

Fully digital workflow

Contract generation, signing, and payment happen securely online.

Verified identities

All users go through verification checks to reinforce marketplace trust.

Invoice Selling Price Simulator

Invoice Amount

€ 5,000

Payment Term

30 days

Solvency of your client

Medium

You will receive from the buyer of the invoice

€ 4,950

Service fees charged by InvoKap are applied separately and consist of a fixed 1.5% fee based on the invoice amount.

*This is only an estimation. For a detailed and tailored simulation, contact our team.

REQUEST FULL SIMULATION

What Users Say

"We unlocked €20K in 72h with zero paperwork. Game changer!"

– CFO, TechFrance

"InvoKap gives us access to short-term receivables opportunities through a clear, digital workflow."

– Asset Manager, EU Invest

Who is InvoKap for?

For Sellers

Tired of waiting 30, 60 or even 120 days to get paid? InvoKap allows you to sell your invoices and receive faster payment through a dedicated payment account workflow. Boost your cash flow and grow your business — without loans or delays.

Learn more
For Buyers

Purchase vetted invoices from European companies through a secure, traceable workflow. Payments are handled by a regulated Payment Partner using a dedicated payment account / dedicated IBAN.

Learn more

InvoKap in Numbers

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Invoices Traded

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Total Value of Receivables (€)

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Verified Sellers

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Active Buyers

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Disclaimer: InvoKap is operated by FINORYS SAS (France) as a technology and workflow coordinator. FINORYS SAS does not provide payment services, does not hold client funds, and does not execute transfers. Safeguarding and transfers of funds are performed exclusively by a regulated Payment Institution / Electronic Money Institution (Payment Partner). This website does not constitute investment advice.