Instant Cash for Your Invoices
Transform your outstanding invoices into immediate working capital. We buy your receivables directly, giving you the liquidity you need to grow.
The digital alternative to factoring
- invoices issued to public sector debtors
- deposit invoices (advance payments)
- intercompany invoices
- overdue, disputed or non-enforceable invoices
- invoices below €5,000
- uninsurable invoices
Why Businesses Use Invokap
Late customer payments are one of the biggest challenges faced by growing businesses.
Waiting 60, 90 or even 120 days to receive payment can slow expansion, create cash flow pressure and limit investment opportunities.
Invokap allows eligible companies to convert verified B2B receivables into immediate liquidity through a fully digital process designed to be simple, transparent and efficient.
Improve cash flow
Access working capital without waiting for customer payment terms.
Support growth
Free up liquidity to invest, hire and develop your business.
Preserve financial flexibility
Invoice assignment is not a traditional business loan.
Fully digital process
Submit documents, track progress and manage transactions online.
How It Works
Get funded in 3 simple steps
Submit Your Invoice
Upload your invoice and provide debtor information. Our system performs initial checks.
Receive an Offer
We analyze your invoice and provide a competitive purchase offer within 24 hours.
Get Paid
Accept the offer, sign the assignment contract, and receive funds directly in your account.
Why Choose Invokap?
Fast Funding
Get cash in as little as 24-48 hours after approval.
No Debt
Selling your invoices is not a loan. No debt on your balance sheet.
No Commitment
No subscription, no minimum volume. Total flexibility.
Simple Process
Digital platform with easy submission and tracking.
What Happens Before Funding?
Every receivable submitted through Invokap goes through multiple verification and review steps before a funding decision is made.
Seller Verification
Verification of company information and compliance requirements.
Debtor Review
Assessment of available information relating to the debtor and transaction.
Document Control
Review of invoices and supporting documents submitted.
Credit Insurance Eligibility
Assessment of insurability according to applicable policy criteria.
Electronic Assignment
Secure digital signature process with full traceability.
Transaction Monitoring
Follow each stage of the operation from submission to completion.
Invoice Amount
* Indicative estimate. The final amount depends on the risk score and invoice due date.
Sell Your InvoicesBuilt for verified B2B receivables
Seller verification
KYC and compliance checks for companies selling receivables.
Debtor review
Analysis of debtor profile and transaction context.
Document control
Invoice and supporting document verification.
Credit insurance eligibility
Insurability assessed according to applicable policy criteria.
Electronic signature
Assignment contracts signed digitally with full traceability.
Transaction tracking
End-to-end monitoring of each file on the platform.
Ready to Improve Your Cash Flow?
Start submitting your receivables with Invokap.
Start Now - It's FreeStay informed
Receive our news, cash flow management tips and exclusive offers.