InvoKap

Our Pricing

Transparent and competitive pricing for every invoice

Business Model

No subscription, no listing fees. You only pay when a transaction is successful. Credit risk protection is included within the platform commission for eligible invoices, subject to applicable terms and conditions.

Transaction Discount + Commission

Invoice AmountDiscount + Commission (Estimation)Market Average
Less than €10,0004.5%5–6%
€10,000 – €50,0003.9%4.5–5%
Above €50,0003.2%3.5–4%

Debt Collection

For invoices covered by credit risk protection, recovery procedures within the insured scope are included in the platform commission.

For non-insured invoices, the amicable (out-of-court) recovery phase is included in the platform commission.

If judicial recovery is required for non-insured invoices, this phase is not included in the standard commission. Upon the buyer’s request, FINORYS may be mandated to coordinate legal recovery through its external legal partners. Additional fees will apply and will be communicated in advance for buyer approval.

Summary

OfferCostDetails
BasicFreeUnlimited listings
Success Fee3.2–4.5%Only on successful exchange
Credit Risk ProtectionIncludedIncluded in commission (eligible invoices)
Debt RecoveryIncluded (see conditions)Amicable included; judicial subject to additional fees if mandated

Invoice Selling Price Simulator

Invoice Amount

€ 5,000

Payment Term

30 days

Solvency of your client

Medium

You will receive from the buyer of the invoice

€ 4,950

Service fees charged by InvoKap are applied separately and consist of a fixed 1.5% fee based on the invoice amount.

*This is only an estimation. For a detailed and tailored simulation, contact our team.

REQUEST FULL SIMULATION