Transparent and competitive pricing for every invoice
No subscription, no listing fees. You only pay when a transaction is successful. Credit risk protection is included within the platform commission for eligible invoices, subject to applicable terms and conditions.
| Invoice Amount | Discount + Commission (Estimation) | Market Average |
|---|---|---|
| Less than €10,000 | 4.5% | 5–6% |
| €10,000 – €50,000 | 3.9% | 4.5–5% |
| Above €50,000 | 3.2% | 3.5–4% |
For invoices covered by credit risk protection, recovery procedures within the insured scope are included in the platform commission.
For non-insured invoices, the amicable (out-of-court) recovery phase is included in the platform commission.
If judicial recovery is required for non-insured invoices, this phase is not included in the standard commission. Upon the buyer’s request, FINORYS may be mandated to coordinate legal recovery through its external legal partners. Additional fees will apply and will be communicated in advance for buyer approval.
| Offer | Cost | Details |
|---|---|---|
| Basic | Free | Unlimited listings |
| Success Fee | 3.2–4.5% | Only on successful exchange |
| Credit Risk Protection | Included | Included in commission (eligible invoices) |
| Debt Recovery | Included (see conditions) | Amicable included; judicial subject to additional fees if mandated |
Invoice Amount
Payment Term
Solvency of your client
You will receive from the buyer of the invoice
Service fees charged by InvoKap are applied separately and consist of a fixed 1.5% fee based on the invoice amount.
*This is only an estimation. For a detailed and tailored simulation, contact our team.
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